![]() ![]() Instead of a QR code, a cardless ATM might use some other type of verification code. ![]() Once your identity is verified, you’ll be able to complete your transaction. To use a cardless ATM with a QR code, you simply point your mobile device’s camera at the code and allow it to scan - this will verify your identity. In some cases, a cardless ATM will use a QR (quick response) code to communicate information. Once the machine verifies it’s received your information, you’ll normally be asked to enter your PIN or use additional methods to authorize the transaction. ![]() When you tap your phone, information is being sent about your card to the ATM. Tap-to-pay technology, such as Google Pay, Apple Pay, or even a credit card with an NFC chip, use NFC technology. Near-field communication enables 2 electronic devices to communicate with each other in close proximity using radio frequency. Here are some of the ways cardless ATMs connect your information to the ATM: Near-Field Communication (NFC) Cardless ATMs rely on different types of technology in order to verify your identity and allow access to your bank accounts. ![]()
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